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personal finance (1)

SubTrack: Track It Before It Subtracts

Problem Statement

Free trials auto renews to paid plans(e.g., ₹200/₹800 per month) unless you cancel, prices increases quietly, and we lose track of who’s charging what. “Subscription creep” drains student budgets because renewals are designed to be forgettable, especially tricks like “annual plan, billed monthly.”

Gaps Today

  • We forget: notes/spreadsheets go stale and reminders don’t work.

  • Emails/SMS get buried: real renewal alerts hide in the noise.

  • Cancelling becomes harder: confusing menus and sometimes a fee.

  • Small printing tricks: “annual, paid monthly” isn’t obvious at signup.

  • Family plans waste money: charging for family plans without using its full services.

Solution

SubTrack is a mobile app with an optional browser extension that allows the user to:

  • Auto-detect recurring charges from bank SMS/email.

  • Show a single dashboard with next billing dates, monthly spend, and price-hike alerts.

  • Start a trial/renewal timer at signup and sends a notice to you 48/24/3 hours before charging.

  • Offer one-tap cancel/keep: deep links to the exact cancellation page + a pause card shortcut for stubborn services.

  • Flag annual-billed-monthly commitments and shows the real cancel cost vs cost to keep it for 1 more month.

  • Shows shareable plans and unused seats among friends/family to cut costs.

Who Benefits?

it benefits Students, clubs, and even families juggling OTT, music, cloud, course sites, design tools, and other streaming services such as Netflix.

why this problem matters to me?

I had recently purchased a free trial from a adobe service for a project, i had unknowingly accepted the terms and conditions. After the project i had forgotten about the free trial and lost thousands and even after attempting to cancel they had requested additional fees, so to prevent such mishaps SubtTrack allows individuals to control their data without handing it to yet another cloud service.

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