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Managing money as a teen in college is very tough. Especially with UPI payments, we often forget to realize how much we are spending each day and how much is actually left in our accounts.

TallyUp is a teen-focused budget tracker and expense splitter app built around the UPI ecosystem.

It helps you:

  • Set Budgets for categories like food, travel, shopping, or savings.

  • Track Payments automatically through UPI integration.

  • Split Expenses with friends instantly.

  • Save Smarter with visual insights and expense breakdowns.

Its unique selling proposition (USP) lies in budget splitting. For example, imagine you want to buy a pair of shoes and have been saving some money each month. TallyUp allows you to create a category called “Shoes”, where you can add the money you’ve been saving. This way, you’ll always know how much money is in that category and how much is left in your actual account after assigning funds to it. You can even set a limit on how much money can go into the “Shoes” category.

This approach helps you track and reflect on your spending habits while promoting financial discipline. It makes budgeting far easier and hassle-free, while also encouraging responsible saving and spending.

TallyUp is not just an app — it’s a step towards better financial literacy and independence among teens.

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Comments

  • Really interesting idea! I like how it identifies a real problem and provides a clear solution. The focus on impact, scalability, and user benefits makes it stand out. Excited to see how this grows and the value it creates!
  • Love how simple and student-friendly this sounds. One thought: maybe add a feature where parents can contribute to specific savings categories
  • The expense splitting feature and the category-saving idea is perfect for college life and feels super practical for students. Notifications for overspending would be a great addition!
  • This is a really smart and relevant concept! TallyUp feels practical because it speaks directly to the everyday struggles of teens managing money in a UPI-first world
  • TallyUp is a smart and teen-friendly way to track spending and save responsibly. I love the budget-splitting feature—it makes reaching goals like “Shoes” simple while teaching good financial habits.
  • Great idea!The UPI integration and goal-based categories like Shoes make saving and splitting expenses super easy, perfect for helping teens track spending and build smart money habits.
  • This is such a useful idea. Managing money in college is always tricky, and UPI makes it even harder to track. The budget splitting feature really stands out and super practical for students.
  • This is actually a really practical idea—UPI makes spending so easy that we lose track, and TallyUp feels like a smart way to bring back control. The category-based saving is a cool touch, especially for goals like buying shoes or gadgets. Simple, useful, and definitely relatable for college students.
  • This idea feels really useful since it builds financial habits early. Maybe you could add small reward streaks for sticking to budgets or saving goals to keep teens motivated.
  • TallyUp is a refreshing and much needed solution for teens navigating college life and digital payments. By integrating directly with UPI, it makes tracking expenses effortless while adding unique features like goal based budget splitting. The “Shoes” category example shows how personalized saving becomes both practical and motivating. Its clean approach to budgeting, expense splitting, and visual insights not only helps manage money but also builds financial discipline and literacy among young users. A smart step toward making financial independence simple, fun, and achievable for students.
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