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SAVERLY

Problem :-

The middle class is constantly squeezed by

  • Rising cost of groceries, essentials, and utilities.
  • Retailers and e-commerce platforms adding multiple middlemen margins.
  • Lack of bargaining over the MRP

Today, even discount apps and e-commerce platforms ( Flipkart, Blinkit, Zepto, BigBasket) still sell at marked-up retail rates. The middle class pays more than they should.

Solution“Samuh” (Community-Powered Savings) 

A community-based bulk buying platform that creates demand from middle-class families and connects them directly to wholesalers, manufacturers, and local vendors to provide 30–40% cheaper prices on everyday essentials.

How Does It Work 

B2C model

  1. Families join the Samuh app in their locality.

  2. They add their grocery/essential needs.

  3. The app aggregates orders from hundreds of families.

  4. Goods are purchased in bulk directly from wholesalers / local distributors.

  5. Orders are split and delivered to families at wholesale rates.

B2B model

  • Wholesalers, distributors, and local kirana stores get assured bulk orders without extra marketing.

  • Faster inventory movement.

  • Reduced delivery costs (single bulk drop instead of small scattered orders).

  • They pay a small commission to Samuh for bringing them demand.

 

Why This Is Different from Existing Apps :

 

  • Not Just Discounts → True Wholesale Rates

    • Swiggy Instamart, BigBasket, Blinkit still sell at retail with discounts.

    • Samuh cuts out middlemen → delivers at factory/wholesale price.

  • Community Model

    • Families pool demand = more bargaining power.

    • Prices drop as more people in the group join (gamified savings).

  • Local Vendor Integration

    • Instead of only big warehouses, we partner with nearby kirana + wholesalers, keeping supply chain short and costs low.

  • Middle-Class First Approach

    • Focused on essentials only (rice, dal, oil, milk, vegetables, cleaning supplies).

    • No unnecessary luxury products that inflate bills.

 

Benefits :

  • For Families (Consumers)

    • Save ₹2,000–₹4,000/month on essentials.

    • Access to quality goods at affordable prices.

    • Transparent pricing (see wholesale vs retail difference).

  • For Vendors

    • Bulk guaranteed sales.

    • Low delivery cost.

    • Loyal customer base.

 

 

 

Revenue Streams :

1. Commission from Vendors (Primary Model)

  • Every time a bulk order goes through, vendors/wholesalers pay a 2–5% commission.

  • Example: If a 100-family bulk order = ₹5,00,000 → you take ₹15,000–₹25,000.

  • Vendors accept this because:

    • You’re giving them guaranteed bulk orders.

    • Lower marketing + delivery costs for them.

2. Consumer Subscription Model

  • Offer premium membership: ₹99–₹199/month.

  • Benefits: early access to bulk deals, extra discounts, free delivery.

  • Even if 1 lakh families subscribe at ₹99 → ₹99 lakh/month steady revenue.

3. Delivery / Service Fee (Optional)

  • A small ₹5–₹15 per order delivery charge.

  • Still cheaper than retail because of bulk pricing.

  • Covers logistics cost.

4. Advertising & Promotions

  • Local brands, kirana shops, or FMCG companies pay to feature their products on the app.

  • Example: “Fortune Oil Family Pack – Featured Bulk Deal of the Week.”

5. Data Insights (Future Scaling)

  • Once large user base builds, you can monetize anonymized data (e.g., consumption trends, locality-based demand) → FMCG brands value this.

 

 

Votes: 13
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Comments

  • Samuh’s community bulk-buying app connects middle-class families directly with wholesalers and local vendors, cutting out middlemen to deliver essentials at true wholesale rates—potentially saving ₹2,000–4,000/month per family. Its success relies on local participation, critical mass, and smooth logistics, but could transform how India shops for daily needs
  • This is a fantastic concept with huge potential, addressing a real need in the market. The community-powered model is very powerful. As you build this out, the biggest operational challenge to solve will be the logistics of "disaggregation"—how to efficiently break down the large bulk orders into individual family packs and manage the last-mile delivery. Cracking that logistical puzzle will be the key to scaling the model effectively. This is a very impressive and well-detailed plan!
  • This is a super practical idea! I love how Samuh empowers middle-class families with true wholesale savings while also supporting local vendors—it feels like a win-win community model.
  • Great vision. A simple idea with massive potential to transform monthly budgets. What happens if wholesalers refuse to cooperate or raise base prices?. How do you plan to deal with this?
  • Samuh addresses a very real need by making essentials more affordable through collective buying power. If it can ensure smooth coordination and trust among users, it could become a game-changer for middle-class households
  • Samuh is an innovative way for middle-class families to save on essentials by pooling demand, though its success may depend on how well it coordinates orders and delivery logistics
  • Samuh is a smart solution that tackles real middle-class struggles with rising costs. The idea of pooling demand for wholesale rates is powerful, though execution at scale will be the real test.
  • A strong idea that directly tackles middle-class overspending by cutting out retail markups through community bulk buying. Clear win–win for families and vendors
  • I like how Samuh directly tackles the middle-class squeeze by cutting out middlemen and turning community power into real savings. The mix of B2C and B2B benefits makes it strong for both families and vendors. You could also think about adding features like scheduled recurring orders (milk, rice, oil, etc.) to make it even more convenient for households.
  • This is a smart, people-first idea that truly understands middle-class struggles. By pooling community demand, it cuts out middlemen and makes essentials genuinely affordable. Vendors win with bulk sales, families save big every month, and everyone gains transparency and trust—a simple yet impactful model.
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